Know where your money is going. Decide where it goes next. Track household income, spending, savings and goals, then turn the numbers into practical next steps.
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Change one or more monthly amounts. The scenario does not alter your saved budget.
These are educational, rule-based budgeting suggestions, not regulated financial advice. Consider professional advice for investments, tax, debt restructuring or major financial decisions.
Export a JSON backup to move your household budget to another browser or device. Keep the file private because it contains your financial records.
You do not need to become a budgeting expert. Keep the app reasonably up to date and use it to make better household decisions.
Add monthly income and regular expenses, including the smaller recurring costs.
Record new income and spending regularly so the dashboard reflects what is really happening.
Enter current savings balances, monthly contributions and any goals you are working toward.
Use the Dashboard to see income, expenses, surplus, savings rate and your Financial Health Score.
Open Improve My Position for practical, rule-based suggestions based on your numbers.
Use Scenario Test to see how a rent change, childcare cost, income change or extra saving could affect you.